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Mortgage loan top-up is an extra loan amount that one can avail for a current mortgage loan. You will be qualified to submit an application for a mortgage top up when you have made regular loan payments on your existing loan if you have a running home loan and. Banking institutions such as for instance HDFC, ICICI, SBI and Axis Bank offer top-op loans during the exact same interest as that on mortgage loans. The interest rates offered on top-up loans can be marginally higher than the interest rate on your home loan in some cases.

You ought to and will submit an application for home loan top-up if

• You've got a preexisting and running mortgage loan from the bank. You are able to make an application for one more loan on the current loan when you yourself have currently paid back a specific percentage of the mortgage making all of the re re payments in a manner that is timely.
• You might be keen to decide for a stability transfer loan with a loan that is top-up means you move your loan to a different bank and avail a top-up loan on your own current loan.

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